When it comes to borrowing money, two standard options are personal loans and credit cards. Both offer quick access to funds, but they serve different purposes ...
Home Loan Terms and Conditions | Apply with Low Interest Rates
Applying for a home loan in India can be smooth if you understand the terms and conditions upfront. From eligibility to repayment rules, every clause in the hom ...
Personal Loan Tips and Tricks You Should Follow
A personal loan can be helpful when you need extra funds, such as for medical bills, home repairs, or to host family gatherings. However, befo ...
Why CIBIL Score is Important for Personal Loan | The Lending Monk
A personal loan can be a fast way to meet financial needs or spend on a planned investment. However, obtaining approval is dependent on one essential factor: yo ...
Personal Loan Tips for Salaried Employees: How to Get the Best Rates
If you are a salaried worker and looking for a personal loan, then getting the best interest rates can save you a decent sum of money. Take a look at our simple ...
How to Get an Instant Loan for Salaried Employees: Quick Approval Tips
If you work for an employer and you need cash quickly, an instant loan can help you. More often than not, we find ourselves not looking for money but simply "ne ...
Explore Pre-EMI Tax Benefits on Housing Loans
Purchasing your dream home usually means applying for a housing loan. As your property is being built, you may start paying the Pre-EMI (Equated Monthly Instal ...
Understanding the Role of Net Monthly Income in Loan Eligibility
At The Lending Monk, we make you think clearly about making a financial decision by demonstrating how your net monthly income influences your ability to borrow ...
How Overdue Payments Affect Your Credit Score and Financial Future
Making timely payments on time is important for a good financial history. When you fail to pay on time, it can affect your score and your ability to get a loan ...
Can a Personal Loan Help Your Credit Score in India?
Absolutely—a personal loan can increase your credit score in India as long as you use it correctly. In fact, it is one of the best tools you can use to not onl ...
5 Reasons Why You Should Apply for a Personal Loan During Medical Emergencies
1. Quick Access to Funds When You Need It Most In medical situations, time is of the essence. Using The Lending Monk you can apply for a personal loan onlin ...
Top Reasons to Buy Gadgets on Personal Loan in 2025
In 2025 keeping up with the latest gadgets is no longer a luxury, it simply has become a necessity. - it is a necessity. Be it the latest smartphone, high-end l ...