Making timely payments on time is important for a good financial history. When you fail to pay on time, it can affect your score and your ability to get a loan in the future. So, in this blog, we will discuss what overdue payments are, how the ...
Can a Personal Loan Help Your Credit Score in India?
Absolutely—a personal loan can increase your credit score in India as long as you use it correctly. In fact, it is one of the best tools you can use to not only solve your urgent needs but also build or improve your credit report. At The Lending ...
5 Reasons Why You Should Apply for a Personal Loan During Medical Emergencies
1. Quick Access to Funds When You Need It Most In medical situations, time is of the essence. Using The Lending Monk you can apply for a personal loan online and receive instant approval in just a few simple steps. The majority of applications ar ...
Top Reasons to Buy Gadgets on Personal Loan in 2025
In 2025 keeping up with the latest gadgets is no longer a luxury, it simply has become a necessity. - it is a necessity. Be it the latest smartphone, high-end laptop or smart home device, the latest technology will often come with a high price tag. H ...
Pre EMI vs Full EMI: What It Means and How to Calculate It
If you buy a home loan-especially for an under-construction property-you will often see two important terms mentioned: Pre EMI and Full EMI. Both have to do with the way you repay your loan; however, the very nature of their operations differs on th ...
Difference Between Consumer and Commercial CIBIL Scores Explained
For obtaining loans in India, both personal and business customers need to understand that their CIBIL score functions as the primary measure of their creditworthiness. The majority of borrowers do not realize that CIBIL produces reports ...
Fuel Your Business Growth with the Right Financing
In the competitive business landscape of today, growth requires vision and money. Whether you own a startup or an established business, having the appropriate financing at hand can prove to be the difference-maker. At The Lending Monk, we are concern ...
Struggling with a Low Credit Score? 4 Easy Fixes That Work
Applying for various loan types like personal loans, home loans, or even credit cards require consideration of your credit score and we at The Lending Monk recognize its significance. Maintaining a good credit score goes a long way with enhancing the ...